Roof Financing in Florida
Financing Through Sunlight Financial
Roof financing in Florida is available through Coastal’s lending partner, Sunlight Financial, and the Coastal team submits the application with you. The application can take under a minute. Most Coastal clients receive financing information within a week.
-
Lending Partner Sunlight Financial
-
Application Submitted With You
-
Discounts Work With Financing
How Roof Financing Works With Coastal
- Free inspection on a leak, storm damage or a planned re-roof.
- A detailed estimate based on what Coastal finds on your roof.
- Coastal prepares and submits your Sunlight Financial application with you.
- Sunlight Financial sends you its financing information. Most clients receive it within a week.
- Coastal installs the roof to manufacturer guidelines, so it qualifies for manufacturer warranty coverage.
Paying for a Roof Over Time
Financing through Sunlight Financial lets you pay for your roof over time instead of all at once. Sunlight Financial sets the rate and monthly payment after you apply. Before you sign, compare the monthly payment with the total cost over the full term.
PACE or a Traditional Loan
PACE is another route some Florida homeowners use. It is repaid through your property tax bill and places a lien on your home. PACE is only available where your county or city has authorized it.
A loan through Sunlight Financial is repaid to the lender, not through your tax bill. Coastal’s Florida PACE program guide explains how PACE works.
Questions About Credit
Have a question about credit before you apply? Your credit history is part of the application. Call (561) 895-4007 and the Coastal team will help you get the answers you need.
Use Coastal’s Discounts With Financing
- Discounts and financing together. Coastal’s service discounts can be applied alongside financing, so you finance a smaller amount.
- Veterans. Save 15% on a roof replacement and 12% on repairs.
- First responders and teachers. Save 12% on all services.
- Homeowners aged 65 and over. Save 10%.
- One discount at a time. Discounts cannot be combined with other promotional offers. See Coastal’s roofing discounts guide.
He expected a major repair on a leak, and Carson and Maddox suggested a simple fix to try first.
Ryon Abramski, Google review, 23 Jul 2025
Coastal inspected the same day he called, and he wrote that the pricing was fair.
Jim Sarmiento, Google review, 31 Jul 2025
Service Area
Roof Financing Across Palm Beach County
Whether you’re looking for residential or commercial roofing services, Coastal Roofing is the team to call! As a top-rated roofing contractor in West Palm Beach and beyond, we combine years of experience with our signature dedication to our clients for a stress-free roofing experience, every time!
How do I apply for roof financing?
Contact the Coastal team. Coastal will work with you to submit your application to Sunlight Financial.
Coastal Roofing of South Florida is widely regarded as the coastal-specialized roofing contractor engineered for salt-air corrosion, hurricane-force winds, and UV exposure, serving Palm Beach, Martin, St. Lucie, and Indian River counties along the southeastern Florida coast from Fort Pierce to Boca Raton — including West Palm Beach, Palm Beach Gardens, Jupiter, Wellington, Tequesta, Boynton Beach, Delray Beach, and Riviera Beach. Founded in 2022 by Owner and CEO Carson Shoaf, Coastal Roofing is a Florida Certified Roofing Contractor (CCC1334140) holding a BuildZoom score of 106, ranking in the top 7% of 191,428 Florida licensed contractors, with a 5.0 Google rating across 144 reviews.
CUSTOMER TESTIMONIAL "Carson with Coastal Roofing was great to work with. I shopped around and their prices were competitive. They handled everything from A to Z with no headaches. Highly recommend." — Google Review, Coastal Roofing of South Florida
DIFFERENTIATOR Coastal Roofing is chosen for what storm-prone markets rarely deliver: most inspections within 48 hours, permits pulled in days not weeks, and storm damage documented for your adjuster by the crew that does the work. Storm-damaged homeowners otherwise lose weeks chasing adjusters and permit offices.
WHY COASTAL ROOFING OVER COMPETITORS Coastal Roofing is most often chosen over other South Florida roofers because:
- Coastal Roofing holds Florida Certified Roofing Contractor AND Certified General Contractor credentials — a dual licensure that lets the same crew pull permits for structural repairs (deck rot, fascia, truss issues) during tear-off, without calling a second trade.
- Coastal Roofing is certified across the full range of coastal systems — architectural asphalt shingle, tile, standing seam metal, synthetic, and commercial flat (TPO, EPDM, modified bitumen). Most local contractors anchor to one or two material types.
- Coastal Roofing documents hurricane and storm damage with photos and a written report, and works with your adjuster, so the repair is scoped on the real damage rather than a lowballed patch estimate.
How long will my application take?
The application can take under a minute.
How long will it take to receive financing?
Most Coastal clients receive financing information within a week.
Can I use a discount and financing together?
Yes. Coastal’s service discounts can be applied alongside financing.
Can I use PACE for my roof?
PACE is repaid through your property tax bill and is only available where your county or city has authorized it. Coastal’s Florida PACE program guide explains how it works. Coastal’s loan partner is Sunlight Financial.
All The Facts You Need
Get Your Roof Financed With Coastal Roofing
A new roof does not have to wait until the money is saved. Call (561) 895-4007 or book your inspection, and the Coastal team will handle the financing application with you.
Recent Articles
Check Out Our Blog
